BridgingFi Request investor materials

One credit engine. Many collateral classes.

A credit business first. One London team originates, underwrites and services every loan — for every strategy.

The engine

Five capabilities, one operating company

Everything that matters in a loan sits inside BridgingFi plc — and is shared by each strategy.

  • In-house credit committee
  • Servicing and recovery desk
  • Security and charge toolkit
  • £45M facilities from two UK specialist lenders
BridgingFi plcUK OPERATING CO.Originatebrokers · directUnderwriteborrower · asset · exitSecurefirst-ranking chargeServicemonitor · recoverDistributepermissioned products
BridgingFi plcUK operating company
  1. OriginateBrokers and direct borrowers
  2. UnderwriteBorrower, asset and exit
  3. SecureFirst-ranking charge
  4. ServiceMonitor and recover
  5. DistributePermissioned products
Across collateral classes

The security changes. The underwriting does not.

UK Property Credit

Stage

AI Infrastructure Credit

Experience, repayment, exit
Borrower
Business performance, repayment, exit
First charge over UK property
Security
First-ranking charge over equipment and company
Independent RICS valuation
Valuation
Lower of invoice and verified market value
c.60–70% of conservative value
Advance
Up to 65%, stepping down to 55%
Arrears, valuations, extensions
Monitoring
Utilisation, health, controlled account
Sale or refinance
Exit
Refinance, amortise, sell or redeploy
01

UK Property Credit

Short-duration lending secured by a first charge over UK property.

Borrower
Experience, repayment, exit
Security
First charge over UK property
Valuation
Independent RICS valuation
Advance
c.60–70% of conservative value
Monitoring
Arrears, valuations, extensions
Exit
Sale or refinance
02

AI Infrastructure Credit

Amortising credit secured over equipment and the operating company.

Borrower
Business performance, repayment, exit
Security
First-ranking charge over equipment and company
Valuation
Lower of invoice and verified market value
Advance
Up to 65%, stepping down to 55%
Monitoring
Utilisation, health, controlled account
Exit
Refinance, amortise, sell or redeploy
UK operating infrastructure

A working credit operation, in London.

In-house team

Underwriting, servicing and recovery.

100% first charge

Every loan secured on registered UK property.

Two lenders

£45M committed specialist facilities.

Permissioned distribution

Institutional infrastructure →

Explore the strategies

See the platform applied to UK property and AI infrastructure.

UK Property Credit →AI Infrastructure →